Our Rating: 82%

★★★★★
★★★★★

PNC Bank Personal Loan Review

Loan Amount:
$1,000 - $35,000
Minimum Credit Score:
620
APRs From:
6.24% - 35.99%
Funding Speed:
Not Specified

Brick and Mortar bank, PNC bank features competitive rates and low rates and fees on unsecured personal loans. PNC allows you to consolidate high-interest credit card debt, fund expensive home improvements or finance any major purchase. Borrowers do not need to have an existing relationship with PNC to get a loan, however, borrowers with a valid PNC checking account can opt into automatic loan payments and receive a discount on their APR.

Check your pre-qualified personal loan rates online now.

Pros

  • Competitive rates.
  • Quick Loan funding - fund a loan within 2 business days.
  • Option to add co-signer.
  • Available in Indiana

Cons

  • Fees: charges 10% or $40 late fee, whichever is greater.

PNC Personal Loan Overview

The ninth-largest bank in the U.S. by total assets, PNC Bank offers unsecured personal loans for borrowers looking to consolidate debt, fund home improvements, or cover emergency expenses.

Your approval will depend on your credit score, income, and debt-to-income ratio. According to a PNC representative, these factors are weighed evenly on applications.

While no specific credit score requirements were disclosed, borrowers who qualify will likely need good to great credit. Most of PNC's consumer loan borrowers have a FICO score of at least 650 according to PNC’s 2017 annual report.

To option to add a co-signer is offered by PNC. This will increase approval odds and help you get a lower rate. You must keep in mind, that the co-signer will also be responsible for repaying the loan if you default on your payments.

  • Cost: APRs start at around 9%.
  • Fees:
    • Origination fee: None.
    • Late fee: Greater of $40 or 10% of the amount due, after a 15-day grace period.
    • Prepayment fee: None.
Get Pre-Qualified for a Personal Loan Today
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How to apply for a PNC loan

Applying is simple and can be done through PNC’s website. PNC is unique in the fact that they are a branch bank, so you'll also have the option to visit a physical branch location in person if you are more comfortable with in-person banking. Completing an application will only take around 10 minutes, some of the information you'll need to provide is one form of photo ID and your annual income.

PNC Bank Indiana Branch Locations

There are 96 PNC Bank Branches in Indiana.
The following is a list of all PNC Bank Indiana Branch Locations.
LEBANON DOWNTOWN BRANCH Logo
LEBANON DOWNTOWN BRANCH
Address: 202 East Washington Street, Lebanon, Indiana 46052
AUBURN BRANCH Logo
AUBURN BRANCH
Address: 101 North Main Street, Auburn, Indiana 46706
HIGHWAY 20 BRANCH Logo
HIGHWAY 20 BRANCH
Address: 301 W Us Highway 20, Michigan City, Indiana 46360
EASTERN BOULEVARD BRANCH Logo
EASTERN BOULEVARD BRANCH
Address: 819 Eastern Boulevard, Clarksville, Indiana 47129
TWENTY-FIFTH STREET BRANCH Logo
TWENTY-FIFTH STREET BRANCH
Address: 1830 25th Street, Columbus, Indiana 47201
MUNSTER BRANCH Logo
MUNSTER BRANCH
Address: 9175 Calumet Avenue, Munster, Indiana 46321
SCHERERVILLE BRANCH Logo
SCHERERVILLE BRANCH
Address: 300 Ushy 41, Schererville, Indiana 46375
MERRILLVILLE BRANCH Logo
MERRILLVILLE BRANCH
Address: 8001 Broadway, Merrillville, Indiana 46410
STATE-COLISEUM BRANCH Logo
STATE-COLISEUM BRANCH
Address: 3901 East State Boulevard, Fort Wayne, Indiana 46805
NORTHROP-COLISEUM BRANCH Logo
NORTHROP-COLISEUM BRANCH
Address: 445 Coliseum Boulevard West, Fort Wayne, Indiana 46805
DUPONT-COLDWATER BRANCH Logo
DUPONT-COLDWATER BRANCH
Address: 802 East Dupont Road, Fort Wayne, Indiana 46808
NEW HAVEN BRANCH Logo
NEW HAVEN BRANCH
Address: 411 Lincoln Highway West, New Haven, Indiana 46774
TIME CORNERS BRANCH Logo
TIME CORNERS BRANCH
Address: 6020 West Jefferson Boulevard, Fort Wayne, Indiana 46804
COVENTRY BRANCH Logo
COVENTRY BRANCH
Address: 5610 Coventry Lane, Fort Wayne, Indiana 46804
WAYNEDALE BRANCH Logo
WAYNEDALE BRANCH
Address: 6210 Bluffton Road, Fort Wayne, Indiana 46809
BEECH GROVE BRANCH Logo
BEECH GROVE BRANCH
Address: 1275 Main Street, Beech Grove, Indiana 46107
FORT HARRISON BRANCH Logo
FORT HARRISON BRANCH
Address: 9105 East 56th Street, Indianapolis, Indiana 46216
LINWOOD SQUARE BRANCH Logo
LINWOOD SQUARE BRANCH
Address: 4355 East 10th Street, Indianapolis, Indiana 46201
THIRTY-EIGHTH STREET BRANCH Logo
THIRTY-EIGHTH STREET BRANCH
Address: 21 West 38th Street, Indianapolis, Indiana 46208
MARKET STREET Logo
MARKET STREET
Address: 155 East Market Street, Indianapolis, Indiana 46204
MARS HILL BRANCH Logo
MARS HILL BRANCH
Address: 3003 Kentucky Avenue, Indianapolis, Indiana 46241
NORA BRANCH Logo
NORA BRANCH
Address: 1224 East 86th Street, Indianapolis, Indiana 46240
SHADELAND SQUARE BRANCH Logo
SHADELAND SQUARE BRANCH
Address: 950 North Shadeland Avenue, Indianapolis, Indiana 46219
SOUTHERN PLACE BRANCH Logo
SOUTHERN PLACE BRANCH
Address: 4030 South East Street, Indianapolis, Indiana 46227
SOUTHPORT BRANCH Logo
SOUTHPORT BRANCH
Address: 6912 Madison Avenue, Indianapolis, Indiana 46227
GEORGETOWN ROAD BRANCH Logo
GEORGETOWN ROAD BRANCH
Address: 3711 Georgetown Road, Indianapolis, Indiana 46224
NORTHBROOK BRANCH Logo
NORTHBROOK BRANCH
Address: 1417 West 86th Street, Indianapolis, Indiana 46220
HIGH SCHOOL ROAD BRANCH Logo
HIGH SCHOOL ROAD BRANCH
Address: 1259 South High School Road, Indianapolis, Indiana 46240
GREENWOOD MALL BRANCH Logo
GREENWOOD MALL BRANCH
Address: 8733 Sthy 31, Indianapolis, Indiana 46227
Traders Point Branch Logo
Traders Point Branch
Address: 5935 West 86th Street, Indianapolis, Indiana 46268
MICHIGAN ROAD BRANCH Logo
MICHIGAN ROAD BRANCH
Address: 7910 North Michigan Road, Indianapolis, Indiana 46268
WASHINGTON SQUARE BRANCH Logo
WASHINGTON SQUARE BRANCH
Address: 10002 East Washington Street, Indianapolis, Indiana 46229
GRAHAM ROAD BRANCH Logo
GRAHAM ROAD BRANCH
Address: 7007 Graham Road, Indianapolis, Indiana 46220
NORTH BY NORTHEAST BRANCH Logo
NORTH BY NORTHEAST BRANCH
Address: 7876 East 96th Street, Fishers, Indiana 46038
GLENDALE BRANCH Logo
GLENDALE BRANCH
Address: 6170 N. Keystone Ave, Indianapolis, Indiana 46220
SPEEDWAY OFFICE Logo
SPEEDWAY OFFICE
Address: 6345 Crawfordsville Rd. Suite C, Indianapolis, Indiana 46224
VILLAGE CENTER BANKING BRANCH Logo
VILLAGE CENTER BANKING BRANCH
Address: 1551 East Tipton Street, Seymour, Indiana 47274
PLAINFIELD Logo
PLAINFIELD
Address: 2401 East Main Street, Plainfield, Indiana 46168
BROWNSBURG Logo
BROWNSBURG
Address: 1072 North Green Street, Brownsburg, Indiana 46112
WESTFIELD BRANCH Logo
WESTFIELD BRANCH
Address: 3267 State Road 32 E, Westfield, Indiana 46074
NOBLESVILLE BRANCH Logo
NOBLESVILLE BRANCH
Address: 300 Sheridan Road, Noblesville, Indiana 46062
MERCHANTS SQUARE Logo
MERCHANTS SQUARE
Address: 2274 East 116th Street, Carmel, Indiana 46032
FISHERS BRANCH Logo
FISHERS BRANCH
Address: 7270 East 116th Street, Fishers, Indiana 46038
HAMBURG PLAZA BRANCH Logo
HAMBURG PLAZA BRANCH
Address: 7520 Highway 311, Sellersburg, Indiana 47172
CHARLESTON STATION BRANCH Logo
CHARLESTON STATION BRANCH
Address: 2659 Charleston Station, New Albany, Indiana 47150
HIGHLANDER POINT BRANCH Logo
HIGHLANDER POINT BRANCH
Address: 705 Highlander Drive, Floyds Knobs, Indiana 47119
WILLIAMSBURG STATION BRANCH Logo
WILLIAMSBURG STATION BRANCH
Address: 1712 Charlestown-New Albany Pike, Jeffersonville, Indiana 47130
FIFTY-SIXTH AND GEORGETOWN BRANCH Logo
FIFTY-SIXTH AND GEORGETOWN BRANCH
Address: 5520 Georgetown Road, Indianapolis, Indiana 46260
MCCORDSVILLE BRANCH Logo
MCCORDSVILLE BRANCH
Address: 6505 W. Broadway, Mc Cordsville, Indiana 46055
ANDERSON EAST Logo
ANDERSON EAST
Address: 2101 South Scatterfield, Anderson, Indiana 46013
ANDERSON NORTH BRANCH Logo
ANDERSON NORTH BRANCH
Address: 1934 Broadway Avenue, Anderson, Indiana 46012
ANDERSON-APPLEWOOD BRANCH Logo
ANDERSON-APPLEWOOD BRANCH
Address: 1913 East 53rd Street, Anderson, Indiana 46013
STATE STREET BRANCH Logo
STATE STREET BRANCH
Address: 2014 State Street, New Albany, Indiana 47150
VALLEY PLAZA Logo
VALLEY PLAZA
Address: 310 West Mckinley Avenue, Mishawaka, Indiana 46544
ELKHART WEST BRANCH Logo
ELKHART WEST BRANCH
Address: 145 West Country Road, Elkhart, Indiana 46514
UNIVERSITY GARDENS Logo
UNIVERSITY GARDENS
Address: 6940 North Main, Granger, Indiana 46530
Zionsville Branch Logo
Zionsville Branch
Address: 1395 West Oak Street, Zionsville, Indiana 46077
STATE ROAD 135 Logo
STATE ROAD 135
Address: 1280 State Road 135 North, Greenwood, Indiana 46142
FRANKLIN Logo
FRANKLIN
Address: 1500 North Morton Street, Franklin, Indiana 46131
HUNTINGTON NORTHWAY Logo
HUNTINGTON NORTHWAY
Address: 2020 North Jefferson Street, Huntington, Indiana 46750
IRELAND BRANCH Logo
IRELAND BRANCH
Address: 4501 South Michigan, South Bend, Indiana 46614
Warsaw East Branch Logo
Warsaw East Branch
Address: 3354 Lake City Highway 30 East, Warsaw, Indiana 46580
SOUTHWAY Logo
SOUTHWAY
Address: 3701 South Lafountain Street, Kokomo, Indiana 46901
BLUFFTON BRANCH Logo
BLUFFTON BRANCH
Address: 304 West Market Street, Bluffton, Indiana 46714
EAST CHICAGO BRANCH Logo
EAST CHICAGO BRANCH
Address: 4715 Indianapolis Blvd, East Chicago, Indiana 46312
FORT WAYNE BRANCH Logo
FORT WAYNE BRANCH
Address: 110 West Berry Street, Fort Wayne, Indiana 46802
GREENCASTLE BRANCH Logo
GREENCASTLE BRANCH
Address: One Central Square, Greencastle, Indiana 46135
PLAZA BRANCH Logo
PLAZA BRANCH
Address: 101 W. Washington Street, Indianapolis, Indiana 46255
LAPORTE DOWNTOWN Logo
LAPORTE DOWNTOWN
Address: 800 Lincolnway, La Porte, Indiana 46350
LOGANSPORT MAIN BRANCH Logo
LOGANSPORT MAIN BRANCH
Address: 1 Cass City Center, Logansport, Indiana 46947
SHELLBYVILLE BRANCH Logo
SHELLBYVILLE BRANCH
Address: 102 South Harrison Street, Shelbyville, Indiana 46176
DANVILLE CENTRAL BRANCH Logo
DANVILLE CENTRAL BRANCH
Address: 20 Old Farm Road, Danville, Indiana 46122
GREENFIELD CENTRAL BRANCH Logo
GREENFIELD CENTRAL BRANCH
Address: 1503 North State Street, Greenfield, Indiana 46140
EMERSON COMMONS BRANCH Logo
EMERSON COMMONS BRANCH
Address: 6755 South Emerson Avenue, Indianapolis, Indiana 46237
KOKOMO CENTRAL Logo
KOKOMO CENTRAL
Address: 200 West Mulberry Street, Kokomo, Indiana 46901
BROOKS SCHOOL ROAD BRANCH Logo
BROOKS SCHOOL ROAD BRANCH
Address: 11680 Brooks School Road, Fishers, Indiana 46037
PERU BRANCH Logo
PERU BRANCH
Address: 5 South Miami Street, Peru, Indiana 46970
PRAIRIE LAKES BRANCH Logo
PRAIRIE LAKES BRANCH
Address: 14475 Mundy Drive, Noblesville, Indiana 46060
STONES CROSSING BRANCH Logo
STONES CROSSING BRANCH
Address: 2812 South State Road 135, Greenwood, Indiana 46143
COOL CREEK BRANCH Logo
COOL CREEK BRANCH
Address: 2410 East 146 Street, Carmel, Indiana 46033
WESTON PARK BRANCH Logo
WESTON PARK BRANCH
Address: 10570 N. Michigan Road, Carmel, Indiana 46032
HEARTLAND CROSSING BRANCH Logo
HEARTLAND CROSSING BRANCH
Address: 10523 Heartland Boulevard, Camby, Indiana 46113
WASHINGTON AND BELMONT BRANCH Logo
WASHINGTON AND BELMONT BRANCH
Address: 2001 W. Washington Street, Suite C, Indianapolis, Indiana 46222
MAYSVILLE ROAD BRANCH Logo
MAYSVILLE ROAD BRANCH
Address: 10130 Maysville Road, Fort Wayne, Indiana 46835
10TH STREET BRANCH Logo
10TH STREET BRANCH
Address: 2903 East 10th Street, Suite #1, Jeffersonville, Indiana 47130
ROCKVILLE AND RACEWAY BRANCH Logo
ROCKVILLE AND RACEWAY BRANCH
Address: 10966 East Us Hwy 36, Avon, Indiana 46123
SALEM MAIN BRANCH Logo
SALEM MAIN BRANCH
Address: 1 Public Square, Salem, Indiana 47167
ALEXANDRIA Logo
ALEXANDRIA
Address: 111 North Harrison Street, Alexandria, Indiana 46001
BITTERSWEET BRANCH Logo
BITTERSWEET BRANCH
Address: 350 N Bittersweet Road, Mishawaka, Indiana 46544
MARKET DISTRICT - CARMEL BRANCH Logo
MARKET DISTRICT - CARMEL BRANCH
Address: 11505 Illinois Street, Carmel, Indiana 46032
NASHVILLE BRANCH Logo
NASHVILLE BRANCH
Address: 37 West Main Street, Nashville, Indiana 47448
BATESVILLE BRANCH Logo
BATESVILLE BRANCH
Address: 137 South Main Street, Batesville, Indiana 47006
CRAWFORDSVILLE CENTRAL Logo
CRAWFORDSVILLE CENTRAL
Address: 101 West Main Street, Crawfordsville, Indiana 47933
SOUTH BEND/NORTH MAIN BRANCH Logo
SOUTH BEND/NORTH MAIN BRANCH
Address: 110 North Lafayette, South Bend, Indiana 46601
GREENWOOD CENTRAL Logo
GREENWOOD CENTRAL
Address: 300 South Madison Avenue, Greenwood, Indiana 46142
WARSAW BRANCH Logo
WARSAW BRANCH
Address: 220 West Market Street, Warsaw, Indiana 46580